My wife is a W2 wage earner and I am 1.5 years self employed (yeah I know) though our adjusted gross income is decent, credit score is good, DTI is good I'm still concerned I'm missing something.

A few ideas, all of which require research and feasibility assessment as they depend on local regulations and/or affordability / demand in your market:1) add additional lots by developing unutilized land2) add storage space / shed for residents to rent for a monthly fee3) offer a cable or bundled cable / phone / technology package to residents; buy services at wholesale rates and sell to residents at discounted retail rates4) adjust rents based on size / location / views/ambience of lots in the park5) bill back water/sewer/trash, where applicable 6) offer billboard/advertising space if your park has decent traffic visibility7) lease space on property for cell tower operator 8) cut grass on residents’ lots for a fee9) paint/wash/skirt homes of residents for a fee10) fill vacant lots / vacant land with area for long-term parking for boat/RV/equipment 

We can adjust our time as we have people in different time zones already.https://www.facebook.com/groups/2404062819817543/?

Fixed rate resi debt at 4.5% doesn't qualify for me.  6%+, commercial, adjustable, has a balloon? 

I say this because you might have to adjust your rent to accommodate.  

So I adjusted my practice to buy ¨almost rent ready¨ with some significant issue (preferably roof, concrete, foundation) for cash at the discount, fix an issue, rent for a few years then rehab and sell ... 

I thought it only adjusted when a property is bought or sold.

For 1-4 units you could get a 30 year term (fixed or adjustable) up to 80% of value of property.

Upon advice from my property manager, he said I should have my roofs looked at by an insurance adjuster to see if there was any damage, and if so, try to get a new roof.

It’s unfortunate because you’ll have to pay closing costs again but it will probably be worth it in the long run with the lower and fixed interest rate as opposed to the adjustable rate commercial loan you probably got