Not sure if I'm allowed to mention KeyBank but they will loan more than 80% LTV, credit and income requirements in play of course. 

In the future I’d love to leverage as much as possible but for my first one I know it’s a smarter move to play it safe.

remember that every real estate plan works great on paper, real life doesn't play as nice. this program SOUNDS great but there are a lot of things that aren't going to pan out to these optimistic expectations.

I'll go back and see if I can play with the numbers a bit to reflect that.

With the right script, role plays and accountability, however, a  VA could save you tons of time and increase your conversion significantly.Best of luck to you moving forward!

If the Fed increases or reduces the interest at that time, it will be just one small thing In the middle of many other forces into play.

If so, I would love to take a look at what checklist you haveNote that I don't plan to have financing for any purchases, so there's no lender at play here to require such assessments

It sounds like one of the tricks they would play is to enforce a 2-person per bedroom for some applicants, but not others (why else would this rule be an issue with discrimination/HUD?).

That being said i would strongly recommend one for a couple of reasons.Until you have a solid understanding of the ins and outs, standard practices and the risk involved its always the smart play to enlist someone that does, also you will need a title company as well and most RE attorneys i deal with also take care of the tittle side of the house. 

Most people are on defense right now and playing be ear.