And unlike how we close on the west coast the day you open escrow you have a pre lim / title report/ title binder  what ever you guys call them  within 48 to 72 hours.. were as in SC its an attorney state so they wont routinely order title until about a week before closing.. because they don't want to get stuck with a sale fail and who is going to pay the abstractor fee.. so I see their point.. but on my deals I want title run day one.. 

Lots of people do this with 0 APR cards for the rehab cost.

Although the base rate might be low, you will pay .5 for a refinance and 2.75% for nonowner occupied and 1% for the cash out today thus converts to rate of about 4.875 APR 4.908 if your FICO is above 764.

were 100k houses in SF bay area popped to 300 to 500k still a huge number in those days.So I was up at Whistler in BC skiing and going up the chair lift with a nice couple from Vancouver.. and we talk about real estate at that time the Hong Kong Chineese were making a very serious run at every thing Vancouver getting ready for the 89 termination of British influence in Hong Kong and the prices were going up.. that couple said to me.. we are just going to wait for the prices to come back down.. and we were talking about nice SFRs in Vancouver at 200 to 300k.. well now same houses are 2 mil to 3 mil.. they never came back down.. and I don't know if that nice young couple ever pulled the trigger.. but I told them based on my experience in the SF bay area and the pacific rim buyer influencing our market I would not count on a big retreat in prices.. 

I like Ashcroft Ave there is a pre-foreclosure there right now at 4556 Ashcroft Ave 95841.

@Gordon Cuffe I have a pre approved loan for $300,000 with 5% down payment.

Probably no cleaning fee if I go with the higher rate.There is a water skiing lake in my town with a campground that sells out every weekend in the summer, but I am 15 minutes from it.

Are you actually proving that to them in the form of a pre qual or proof of funds?

I wanted to get a feel of how many Landlords/Property Managers make prospective tenants fill out a pre-screening app prior to viewing the rental property.

Did you design a website with a pre-application yourself or are you using a service?