I wanted to point out, in general, you can't play in that realm within the coat of retirement or annuities or any tax-advantaged plan. 

I just donated to a Pet Rescue which is something you can do if you like animals or help families and children in need.

@Kalyb Coats Now what fun would there be in that?  

The steps he recommends:1) carefully peel and/or cut off any peeling or damaged spots. 2) use lightweight joint compound or one time spackle over the damaged areas, let it dry3) sand the damaged areas to blend in.4) use a high quality oil based primer over all of he wall paper.5) paint over primer with two coats of high quality latex paint.Good luck!

I have a lot or untapped equity in my primary residence that I would like to use for REI (flips or fix and holds). I have approached a couple of banks and although I have equity (>$200K) and significant other asset...

Special screws are made for this application and are coated and the threads are course for the best grip.I have had problems with guys not putting enough screws in and trying to save money and the other is using the thinnest cement board over spongey framing.

2) in a coat or shirt breast pocket, Not sure if I want him close to my heart.

Skim coating the damage is easy enough but matching any existing texture is the tough part.

A little power washing and a coat of paint can last you 10 years. take the siding money you saved and just do soffit and facia .    

My response was to put on a sweater or coat and I will call someone tomorrow.