I was surprised that they wouldn't do it, despite having excellent credit, and considering that one unit would be owner-occupied and taking into account the rental income. 

We've talked to a few tax accountants, and have yet to get a clear answer.  

Is an escrow account needed?

Account Closed the insurance policy should be in the name that is on the deed, Primarily for Liability purposes.  

@Ramzi Nuseibeh I actually like to hold each property security deposits in a separate account.

This is after mortgage interest and depreciation and expenses were accounted for.

Account Closed your post hit all marks: lien, deed, interest (premium), ownership for one question of a complex system.

p...It's free and you may have to create a new account..Or this website for the state of Michigan: https://publicrecords.netronline.com/state/MI/And for Oakland county: https://www.oakgov.com/clerkrod/rod/Pages/landacce...Good luck...

Therefore, if we don’t make the effort to collect and account for the CAM charges the property owner has less income on the table.

I have 40 grand in a margin account.  200 grand from selling my house and another 98 from flushing an IRA.