You may want to repost to the Classifieds Forum which is for advertising.

Tampa Can Be a Good Option,it has great rental opportunities in neighborhoods like South Tampa, Tampa Heights, Seminole Heights, Carrollwood, and Brandon.Before buying, analyze costs like purchase price, rental income, management fees, repairs, and vacancy rates to ensure a good investment.Other Florida markets like Orlando or Jacksonville might offer similar benefits depending on your investment goals.

Some have flat rates, some have percentages, eviction coverage, etc. 

It depends on the absorption rate in your area right now.

AlabamaEffective Property Tax Rate (2019): 0.37%4Typical Home Value (2022): $189,9766Annual Taxes on Home Priced at State Typical Value: $702.9The current metro area population of Montgomery in 2023 is 374,000, a 1.91% increase from 2022.

Home prices / room rental rates ratios look good for a college town when applying the FHA Kiddie Condo Loan product with a house-hack scenario.

Interest income from lending is taxed at your ordinary income rate.

It would take 1.5 years to recoup your 10K at that rate.

If you did find a lender you should expect a 13-15% rate, and honestly that's probably not high enough.

Occupancy is low, tons of bad ratings, listings not very impressive.