. :) Hi Michael, good call and appreciate the post as I require all of my clients to get an extension after a certain point in the year.

@Chris Combado, Publication 523 from the IRS lays out the requirements to extend that window for selling your primary residence. 

I have good credit, but not sure how to obtain financing with my current income so I am looking for financing options that don't require me to provide 2 years proof of income.My current plan is to do the following but would like a professional opinion before proceeding.

I find them to require a lot of effort and a fair amount of skill. 

However, a real estate agent would similarly be required in most cases to disclose defects therefore they will be more inclined to keep the transaction together even with your concession request.

Again, this can be a big expense if you need to make repairs/updates.HVAC systems & water heater.

Different markets require different strategies. 

If you want to refinance to take cash out on an investment property you would need to do a conventional loan, conventional loans require 12 months of seasoning.

They also assured me that is not required, with endorsements for STR effective on the policy

Need to repair walls around water damaged areas a kitchen.