Don't even waste your time with Wells Fargo or US Bank.

@Alyssa K.There is a product called redgard https://www.custombuildingproducts.com/products/surface-preparation/waterproofing-membranes-underlayments/redgard.aspx#This is used to seal walls before applying tile.

I'm in the Boston area and purchased a brownstone that has one connected brownstone by a fire wall on its right side.

@Brandon Sturgill you brought some really Important points that I did not think before. using having Move in/ Move out checklist helps but to address tenant needs we personally want our tenants to be happy so will communicate with them on that. just discovered Buildium, looks this Platform is solid and far better than Zillow RM. it has a feature to add local handyman, Repairs ticket, status track, Community wall to notify all tenants and much more. i will see if anyone had any success stories using these Platforms. 

This was originally a galley kitchen which shared the wall with the previous bedroom on the other side. 

The VA wants to make sure there are no major issues (i.e. holes in walls/ceilings, termite infestations etc.).

If it's something you haven't bought yet, they may not be interested in wasting their time putting it together if they don't think/know that you'll close. 

Damage went through the floor and into the ceiling and walls of kitchen and laundry room below.June 7: Insurance company sends someone to inspect damage, set humidifiersJune 10: They come back to remove humidifiers June 14: Insurance submits claim and payment to meAt this point, the tenants father, who is in the business of plumbing and renovations, informs me that they seriously underpaid for the amount of damage. 

I HIGHLY recommend one with a thermal imaging scan to detect moisture collection behind walls and roofs.  

Originally posted by @Jaron Walling:@Shyam Sundar This is a complex question but you're probably over thinking the term reserves.