you could look for opportunities with reverse mortgages in default (backwards marketing) and tax defaulted property (the last group can be difficult to sift and sort due to large quantities).In the end, you’ll do much better focusing on solving problems that others cannot or are not willing to solve (hoarding, squatters, liquidity, defective title, skips, etc.).BTW, I started with working foreclosures (1978) and then deceased owner and title-impaired property about (35) years ago and have closed several thousand deals to date.  

Agree with @Joe Funari - we only work with local/community banks and regional banks - they are quicker to respond, take a personal interest in partnering with your real estate business to see it have success (which makes sense, because they want you to make good on your loans), and offer much better rates than hard money loans - we don't pay any origination fees, they can even fund in less than 30 days, and interest rates have never hit double digits over the past 2 years.  

Haven't purchased anything recently due to inflated prices/ high interest rates.

In dire circumstances, this strain can escalate to foreclosure proceedings due to the inability to meet mortgage payments.

HelloSeeking an experienced real estate with a team of contacts ( handyman, accountant, lenders, etc)  and mortgage lender in Edmonton AlbertaThank you

Appreciation - Will Multi Fam appreciate at a similar rate to SFH in your area?

Once you answer a few questions about what you're looking for, you'll see your matches and then you can compare everything from their experience, licenses, ratings, reviews, etc.

I do not think so, I think the mortgage broker will combine your qualifications into a one application and give you an approval based on that. 

They can have a month to month now at a much higher rate or a lease that renews until whatever month you think makes sense for you with a significant lease break fee.

Does anyone have, or is anyone aware of a calculator with inputs to show me whether a seller paid 3-2-1 rate buy down vs price reduction is best, where I have ability to input for how many years.