That cashflow will be held in operations acct to fund a DADU or an eventual duplex or triplex in place of the home.

An IRA provides diversification by investing in a range of stocks and bonds.Liquidity: Real estate investments are typically illiquid and require significant time and effort to sell.

For example with seller financing doing interest only if you can is a bigger win, especially if you get a big down payment as the risk typically in I/O is price declines, but if you put I/O vs/ Amortization side by side it would blow your mind the $ difference.  

This is what happens when people learn from Scott Carson nowadays.In the USA when we sell assets, typically real properties or the notes secured by real properties, we reach an agreement for sale BEFORE the buyer has completed a thorough due diligence.

As long as your purchase was over 6 months ago, you can go up to 80% if shorter than 6 months, it's typically closer to 75%.

Here are some that I'm aware of:- Galvanized pipes - typically 40-50 useful life, could rust from the inside out, could get eventual pipe failure- Zinsco or Fed Pacific electric panels w/ aluminum wiring that could be a major fire hazard- Wiring in general (e.g. knob and tube)- Asbestos in the walls- Lead paint- Heating system - boiler?

Typically $300-500 it's a drop in the bucket, can save your buyer money, gives you confidence in your pricing and eliminates one stress of pending buyer financing. 

HODL.Here are my pros and cons for each:### $100K-200K ### <-- More Active InvestmentPros- Higher Price to Rent Ratio- Fast turnaround to purchasing next property (6 month before ReFi)- Value Add repairs can improve house value a lot- 3-4+ purchases in 5 years = More Learning Opportunities/NetworkingCons- Higher Risk of Bad Tenant- Maintenance Repairs- Lemon Purchases### $300K+ ### <-- More Passive InvestmentPros- More equity to draw from down the road- Good Neighborhood- Family Tenants are saferCons- Higher Operational expenses (Taxes, Insurance)- HOA Limitations- Typically recent builds/renovations so not much room for Rehab- 1-2 purchases in 5 years = Fewer Learning OpportunitiesI know that there is no one solution.

Should also tie any violation penalties into the final payment.Hope you know you typically need at least 100 doors to make a living at this business - and that's with only having a part-time assistant.200 units with 3-5 agents won't generate much profit for you.

DSCR is a type of investment property loan that lenders use to evaluate the cash flow from a property relative to its debt obligations, rather than primarily focusing on you, the borrower's personal income.Down payment: Expect to need at least 20% to 30% as a down payment, though this can vary by lender and property type.Interest rate: Interest rates for DSCR loans are typically higher than those for conventional loans because lenders view them as higher risk.