If we speak about education, I think that nothing can be better than a book, I tell you as a professor of the university and as a writer of the online service where I create any kind of paperwork.

I'm a freelance writer and I need a quote for an article.  

(great news from the Spartan team)Breakdown of investment:Price: $82,000All in Investment: $22,400 (20% down @5.25% 30 year)Rent: $795Tax: $320 annualInsurance: $510 annualCap: (will let everyone calc on their own because it seems like everyone has their own way)CoC: ((will let everyone calc on their own because it seems like everyone has their own way)All in all the process has been very smooth and Spartan Invest has been very patient with me and the team has been able to answer all my questions and step me through the process.

I think it's available with a smooth texture that looks like drywall, but mine has a woven looking texture. 

I bought a quad in Rye last year and it’s been reasonably smooth sailing until about last week.

-PASSIVE INCOME: income that would continue to generate if you died; includes rental income, royalties, and income from businesses, investment partnerships, and LLCs where you do not materially participate; not subject to self employment tax but may be subject to net investment income (NII) medicare tax; Can label yourself as a real estate professional to allow passive losses to be deducted and to avoid NII tax on rental income; If you write a book and receive royalties, that income is passive and not subject to self-employment tax; But if you write several books and consider yourself a writer, then you are materially participating and that income is earned income and subject to self employment tax; The IRS does not allow you to use passive losses to offset your active or portfolio income.

This year I'm running an ad in the Writer's Magazine featuring my property as a writer's retreat (this was always my idea, hence the built in desk) Hopefully this will get me a long term rental and I won't spend as much for cleaning for the shorter term rental guests.

Hopefully everything will go smoothly from here forward.

So far, things remain smooth.

Initially I was thinking Office 365 would allow me to have my Outlook .pst file in the cloud so I could access it from any computer from anywhere, but now I'm not sure it works that way.Also, I saw somebody with excel 2013 the other day and it looked more smooth and pleasant to work with, nothing fundamentally different however.Also, If I went with Office 365 I'd never have to even think about upgrading again or buying a new version of Office for every single computer.