This will almost always make it worse.If the urine got into the concrete you will have to remove the carpet and try several different cleaning agents to get it out.

Match that with a regular high gloss white trim and you're looking good. 

If you are near the edge of a flood zone, it is sometimes possible to have a survey done and have your property removed from the flood zone.

My email is (REMOVED) so you can send me your contact info to set up a time so we can talk. 

Any issues that are gong to happen in a regular loan can and will happen. 

I like removing that problem, even if it costs more, because everything is clean without concerns and potential future problems that can pop up with little warning.

After removing the flooring, one of the 'wrinkles' in the carpet turned out to be a crack going wall to wall.  

I don't want to say the most evil 4 letter word, S-N-O-W.... but it's the time of year to hire our snow removal company.Last year the one I used no longer did my area so I was scrambling for anyone.  

We could do a side addendum and remove it from the HUD but i feel there has to be another way.

You would then need to take them to court to remove them which could take in excess of 2 months.