Can anyone advise what specific charges I can dispute or reduce within the closing costs of a refinance?

I will work on a case by case basis from there to defer or temporarily reduce rent.

Perhaps working out a bit of extra time to pay rent is realistic due to circumstances though asking for a reduction in rent is nonsense as lenders won't be reducing mortgage payments nor will tradesmen be lowering their prices due to the Corona Virus. 

Account Closed Stop complaining, cancel the agreement and do it yourself if you are that stressed for cash.

I am thinking organizations that will help them pay rent, utilities, etc.One that I am aware of is Catholic Charities: https://ccdocle.org/program/emergency-assistance-servicesPlease add to this thread as you see fit; we can all benefit from this information being shared with our tenants to reduce the impact on our clients.If there is already a thread about this in another forum (current events, landlord forum, etc) that I didn't notice, please let me know/link it here.Thank you!

If our numbers trend at a flatter level, it will reduce panic and could stabilize this as we fight through it.

Shingles are heavy and you might be putting too much stress on the roof2.)strip and resheet where needed and new layer of shingle

There is much information to be learned in this industry and many different pathways, but don’t get stressed out and take one thing at a time.

@Ryan McKimm,You make very valid points, even if it is a bit off-topic.If you read any of my posts, you will see how I stress the importance of only pursuing strong deals. 

Using a HELOC to invest in other property is a good idea if you know that you can handle the payments but remember your mom would be using her house as collateral like you said, HELOC's have a variable interest rate and you would essentially be reducing the equity in the house.