Really appreciate the personal insight of those that have had success with quality experiences placing quality tenants.  

The quality of the team, too, is going to be the difference between you having to go to Texas a lot and rarely having to go. 

Your listed minimum monthly payment will usually not go down, but depending on the loan product and your bank,  you may be off the hook for your next month's payment, if your previous additional principle contribution covers it.   

I was wondering if anyone knows of a place to find ""scratch and dent" appliances in the Avondale, AZ area, so we can get quality appliances for a good price.Or, if anyone has any other advice to help us save money on the appliances.Also, for those of you that are familiar with the local market, is it customary to provide a fridge as a Landlord?

If you are using a convebtional mortgage product then use it to the fullest by taking as long of an amortization as possible.

There's some cranks who say a flat property tax , just on area not improvements, would be the best thing to insure the most productive use of land.

The product works for them and understanding WHY the product works for them is something they'd rather not waste time thinking about.

Going below that will only lower the quality of you applicants.

The order of quality of loans is (in most cases with some exceptions) VA is better than Conventional - is better than FHA.  

What is the lowest (average) conventional loan a bank will offer? I've seen a few numbers bouncing around on here. My credit score is around 740, minimal CC debt, and no student loans. Looking at residential propertie...