AC did not purchase that property with the intent of holding for productive use. 

We also have sickness/loss-of-life which will impact every market slightly -- production, real estate, etc.

I live in NJ and don't have a Florida address but LLC formation documents require a physical Florida address as the Principal Business address.

@John VanharaI haven't researched it, but I'm pretty sure my policies are worded that losses are covered if they are direct physical losses, which don't think is going to qualify. 

This is a business, the tenant bought the product, they used the product, they need to pay for the product.

Your roommates won't want to live through a reno.Risk adjust your offers.Look into non-FHA, low-down payment mortgage products.

fbclid=IwAR1_ej9w4ehy8nk1tbQqymMiVDJRd38X44AfzFGeHUXqavYaeZW7aitYJ3MProtections granted to residential renters during COVID-19 crisisGovernor Lamont’s order – Executive Order No. 7X – includes a provision taking the following actions to protect residential renters during the public health crisis:All landlords are prohibited from issuing a notice to quit or beginning eviction proceedings before July 1, 2020, except for serious nuisance, such as physically harming another tenant or the landlord.For rent due in April 2020, landlords must grant tenants an automatic, 60-day grace period for payment, instead of the existing 9-day grace period.For rent due in May 2020, landlords must grant a 60-day grace period for payment upon the request of tenants.

@Villy Ellinger To date, I have not seen any category of rental (STR, Commercial lease, multi family) able to trigger Loss of Rent coverage under their insurance policy.Typically, business interruption insurance is triggered by a direct physical loss or damage.

Then I joined a broker where I have complete time and productivity flexibility.

https://alertlabs.com/products...I recently purchased this smart meter which is connected via cell signal and gives real time down to the minute usage.