I personally get to my market (Detroit 3-4 times/year).

There is no need to factor in attitude or personality in the business.

Can you please give me the contact info of the person at Chicago Tile you have used in the past?

House hacking will also give you some personal "property management" experience.

It is money I can take out early and avoid the penalty because of a divorce but it has to go to a personal bank account and it has to come to me in a lump sum.

The benefit on DSCR is that it will ignore your personal debt to income ratio for qualification, but you don't get the low down payment options of owner-occupied conventional or FHA.  

LLCs are commonly used for asset protection, helping to protect personal assets from property liabilities.

I have used some of his tips, but I have not used his paid services so I can't personally recommend him, but his advice so far seems practical. 

All my personals have always been not less than 20% NET cap based on cash purchases.

Hey Joseph, I 100% understand what you're going through.My wife and I used a HELOC, 401(k) loans, and even an additional personal loan to acquire rental properties in Detroit from 2019-2021 ultimately acquiring 12-doors.We paid cash, renovated when necessary but some were also turnkey, and refinanced out on the backend.