At this point, the HELOC isn't urgent, but would be nice to have in case I needed it for a future opportunity.

However, I have a no-excuse mentality and believe there are tremendous opportunities to be successful for those that are willing to grind for them.

It really feels like I'm part of a community than just another contributor on anonymous online forum . . .But I've been crunching a few numbers and feel there may be better opportunities in western MA, specifically in Hampden County including places such as Holyoke and possibly Springfield.

I listened to some of the pod casts on investing out of state, and it sounds like a great opportunity, but quite honestly the prospect sounds dauntingYour time and consideration is much appreciated all,Kevin

Great opportunity to improve terms ;-) 

I have some property management opportunities underway to help generate some cash flow on a steady basis, plan to act as an agent for some additional cash flow, and also have an interest in flipping homes. 

There is always property to flip or build around the area and if you would like more info on the market or investment opportunities let me know.

Just jump in and give it a try, worth thing that could happen is you make a mistake, but at least ya had the opportunity to make one. 

In your experience, when large companies layoff a large number of employees, does this create a window of opportunity for investors to "buy low" for real estate in the immediate area? 

If you wanted to flip, I might suggest some of the surrounding areas to look for those opportunities, but again, finding deals takes some work.