We have almost no or negative growth now.

He has gotten to the point where he is a little negative about REI.

Kent, I hope you didn't take anything I said personally as it was not meant to be, since I don't know what you offer, I can't really say what your services are like, no endorsement nor any negative opinion.

Apparently I only know the negatives of this technique to buy RE.

Moderator edit: All negative comments towards BP Nation will not be allowed.

If they respond negatively & like things as they are, then you'll have to go the hard route & report them if in violation, but expect issues if you do, as once you anger neighbors, things tend to turn ugly.

Let me know if someone can help me weigh the positives and negatives!

Big negative I see is (and correct me if I am wrong) if you have been saving dilligently say dollar cost averaging into a fund or stock or whatever security it may be, to borrow these funds would mean you would be forced to sell at todays market prices potentially triggering a taxable event whether it be a loss or a gain?

I hate to sound negative because I use to strongly believe in it.

Little, no, or negative equity means you need to so a short sale.