I'm a loan consultant, fairly new and in sponge mode.

Dicey like ginsu knifes at the California State Fair.

Thirty years from now you may see the world dominated by Indian, Japanese, Chinese or some other nation's autumobiles and the US reduced to a lesser, and poorer status as we continue to try to maintain our rich lifestyle on outdated technology, or pay other nations for things we SHOULD HAVE been developing ourselves!

ALWAYS, ALWAYS, ALWAYS deal with a deliquent tenant ONLY when you have a court date...delaying filing the proper pay or quit and eviction court paperwork ONLY benefits the tenant.If you want to stay a landlord, get a good L-T attorney - NOT a real estate attorney - and follow what the attorney does and go to each and every court date so that you learn what to do and how to do it....most states are fairly easy and the court paperwork is available online...just learn the ropes so you are not so fearful and don't loose months of rent to a "professional" tenant in the future.

They are like small fairs or carnivals!

Landlording brings in fairly consistent cash flow for a long term.

Doesn't seem fair...but it is continuing business for lenders...refinancing that is.

This material is collected and sold to low income families that's in need and can't afford to pay store prices to maintain their homes.

Thus not using energy to maintain hot water, while not in use..

The rundown is this: I have fairly bruised credit, I am not looking to get rich quick, however I would like to start invest and when the opportunity is available to pay off debt and raise my credit score.