Coon concerning this topic is a good example of why I have such disdain for real estate gurus.While an attorney may be able to draft a strategy that would justify a legitimate lien to achieve the goal suggested in this thread, they generally will not be able to control future events that could put the user of such tactics at a much higher risk.

If they have no other mortgaged properties, car loans, etc, they could use that pension income to justify investment loans.

These are the options I would give her:1) You can remain uncooperative and when your lease expires I will not renew it and you will have 0 chance of living here in the future.2) You can cooperate and allow me to sell this house to another investor who will let you stay as long as you pay rent on time and might even be willing to owner finance the house to you.3) You can provide the down payment I need to justify owner financing and I'll sell the house to you.Make it clear to her that the house will get sold to someone and that you will not allow anyone to prevent you from doing what you want to do with YOUR property.So, she might think that she's going to look out for her own interest and now your in a tough spot.

You'll need a detailed punch list to justify your price and reasonable profits.That's on the construction loan side, BTW, if you want to hold them, you'll need to ask for the loan to roll over to the end loan.Inspect very carefully if you plan to sell especially as you'll be responsible for defects of a new home.Good luck

If my online biz netted 1M in profits and I just happen to buy close to 1M in insurance for things that could never be justified, well, I wouldn't be able to sleep at night.There's no way you'd get out alive if audited unless 1) the amount you're spending on the insurance is "reasonable" vs. your overall profits/expenses etc.

Not only should you sell the idea as to the benefits but you need a good reason to justify doing it.

Fees should be clearly stated in writing, easy to understand, and justifiable.

People do illegal things all the time and try to justify it.

For the last year, I was having a hard time justifying market prices in our area and how thin the margins would be on properties I was analyzing. 

is there no buyers or investors for these type of properties or they simply dont cash flow enough to justify the price?