But certainly, the best insurance a person can afford will help. 

However, Great Lakes REIA is worthwhile because you will meet some good people, especially if you are looking for a windows guy (Chris W), or an insurance agent for investment property (Randy R), a local evictions attorney (Gary F), etc.

(I'm uncertain if that also included mortgage professionals, insurance agents, title company people, etc.?)

Do they use title insurance?

Depending on the investor or insurer you may be able to get the homeowner relocation money.

Should I be worried about dramatic future increases in flood insurance, or should I run numbers based on today's insurance cost? 

I've used Foremost Insurance in the past for my rehabs.

If you want to do a walk through with me before you leave to help insure you get your full security deposit back, please let me know in advance so we can schedule it.

I hedge with higher liability coverage and feel that as long as your coverage is equal to or greater than your net worth, you're probably going to be okay. 

Fast forward: Servpro serviced and Insurance fixed the repairs, basically everything seems new in this place, but I'm still not sure how to feel about it.