Buy and Hold is the better option and pays off heavily in the long run.

Do I have to be heavily front-loaded cash-wise?

I thought about this house in a different way.The market where its located is roughly $185,000-$260,000Since this house is damaged by fire so heavily I calculated roughly $150,000 in repairs to get this house up and running again.

That is weighing heavily in our decision.

Upstairs carpet is heavily stained and may need to be replaced. 

I just revised it heavily (so it has a new URL because I switched sheets) based off of that and what I have been reading.

But they didn’t get away with much and the house has been heavily reinforced with locks.

Property is 2 separate buildings on 1 lot/deed Corner lot on heavily trafficked main rd2-4 miles from expanding college university 1,100 rentals in area and 3,300 renters aprox Which is struggling to keep up with the demand for rental properties. 1st building has 7- 2 bedroom 1 bath apartments.

Lenders have strict "guidelines" that are so heavily enforced they might as well be termed "rules" about what is acceptable in terms of support or not.

Well the property was fire damaged heavily fire damaged basically a Class D the owner wanted 185K and stated that it would take 100K repair or more.