But trust me, it's possible to make it happen even without a ton of cash or perfect credit.I’ve been in your shoes and managed to buy a number of properties without using my own credit or cash.

But if not BankofAmer, would another mortgage lender take on the 2 mortgages and blend the interest rates together based on my credit and possibly even cash flow?

If you don't, the risks could be (significantly) higher.I've been investing overseas with investors since 2017 before it was as fashionble as it is today and shared my experience in the forums by replying to hundreds of posts on the topic so feel free to check those out. 

Just want to get rid of these houses and be stress free not being a landlord anymore. 

This is easy to see in earnings reports for credit card companies (that continue to blow out earnings, with travel as their lead category), hotel companies, and Airbnb itself.I think a lot of it is just going overseas now as international travel continues to strengthen. 

My siblin has a credit score in the low 600s and Annual income of $40k and my credit score is in the 785 range with annual income of $170K.

Hey Corey - I'm happy to give you some free advice!

Can be utilized to reach a higher Loan-to-value (LTV) by pledging against an additional free and clear home or property. - Portfolio and private loan options.

Feel free to give me a ring, always happy to help.

Quick info on me that could possibly help: Licensed realtor, good credit, first rehab I’ve owned but not the first flip project completed by the GC or by myself as the realtor, strong W2 income in addition to real estate.