There are also several hard money lenders as well as lenders that specialize in DSCR or Non QM loan products too. 

The best option is to proceed with a cash-out refinance utilizing a DSCR loan. you can grab up to 75%LTV all by using the current tenant's lease agreements to cover the debt service requirement.

Find loans like FHA or standard ones.

If you're hoping to wait until interest rates come down, not only do we have no clue if or when that will happen, but when it does you may see prices go up as buyers are able to get larger loans.

they send out governance votes on certain things like sell the property or take a loan against it.

I believe the most cost effective strategy would be to get a private loan from someone to purchase with cash.

So instead of paying the bank for a home equity line of credit on my first home and paying them interest, I was able to use a personal loan to myself via my employer 403b and pay myself back with interest. 

My VA loan fell through and need to find alternative funding ASAP please help.

@Flavia Vangelotti sounds like you're in a great spot financially to get into real estate investing if that's what you want to do ultimately. 

After calculating all of the properties, the average cap rate is around 5% and the COC ROI is always negative (I am putting down 25% for a DSCR loan).