Or should I contact my personal bank, and let them know the specifics.

I talked to a commercial banker recently and he told me everyone comes back to the commercial bank for loans.

Go to the banks, possibly BPI

Are smaller banks willing to extend the fixed rate period in "exchange" for a shorter amortization schedule?

It was owned by the bank after the previous owner died and his heirs let it go back to the bank.

I've read multiple forums about how many banks don't do it but I haven't seen anything about why they wouldn't do so after 6 months.Thanks all!

For example, through my research I have found a resource where I can buy new mobile homes directly from the factory using a bank that will finance the deal for no money out of my pocket for a year.

My businesses are realitively new, but I’ve managed to grow from $2000 in my bank account as a lowly enlisted army soldier to owning 6 properties in my first year and a half.

@Carlos Rodrigues If it’s your primary you can get a HELOC from any bank.

They can do us all a big favor but putting the previous mobile version back.As for me, when I get up in the morning, I go to laptop, view the news, do banking, and then the real estate forums.