Based on your history of following though on things in your life will this goal be obtainable or is it just another dream?

You'll be putting 25% down for the first 4, 30% after that.Given you don't have a history as a LL, you'll likely need to qualify for the DTI without the help of the rent though some lenders may take it.Another option is to look for a portfolio lender.

Since you do have a history of renting and managing the duplex you might find a lender that will accept a lease and count 75% of the rental amount to offset the mortgage.

Using Zillow.com as a resource, you can find information about the structure: yr built, size, rooms, heating and cooling systems,etc, as well as sales history.

I don't feel for her because I don't believe the series of events like she explained it.I am sure there is SO MUCH MORE bad stuff to it then that.Moving 4 times in that short time span shows a history of being unstable.Not getting along with one landlord is one thing but moving that much is a sign.Sounds like a professional tenant looking for a sucker.

Also, I have a credit card with them with a super long history and a decent limit - that I rarely use.

That is not the only scenario, but it does illustrate that it depends on the hardship, not the payment history.

One person seems like they have no job but is a student, no good savings, but their partner has a steady job, steady income and good rental history.

I think that history is still the best way to prdict the future, with some modern day adjustments.

But Stewart Title has gone above and beyond to be Investor friendly, and I have more history with Attorney's Title.