That is the whole point of tax deferred retirement account - it is not designed to provide  you with immediate benefit, it is designed to provide you with the future benefits, but here is a kicker: you get to grow it in tax deferred environment!

I think that maybe I just don't possess the designer gene or is this something that can be learned (I'm sure it can be learned).  

It would have to be a very long term investment for all involved parties with significant equity buildup to merit the amount of work that would be required :/Also, it would be designed with valving to tap into the public water and sewer as soon as the township brings it to that area – without any major add-ons other than a short tie-in line.

@Angel-Ty Lebron I am starting my own Social Media Strategy company specifically designed to improve real estate investors lead generations using social media.

I met with my design team on friday evening...

Per my city's laws, four unmarried adults may share a residence, and there are only three tenants between the two floors.

The concern is not just to work with a real estate professional with a license but someone that is elbow deep like yourself with there own transactions.What Neighborhood Designation is the property?

I'd be curious of where the authority to designate these zones rests in other states, some timeline expectations data points, etc. 

They have an adult brother living with them and they are below market yet they still can't afford the deposit.

In exchange for their help I offer what Im good at; website creation and development, graphic design, anything music related (jingles, background audio etc, music tracks), boots on the ground if needed.