On the other hand, rental income properties can provide steady, long-term income streams with room for appreciation.In your shoes, I'd start by evaluating my goals as an investor.

Now, this is all dependent on your strategy (and money to implement it) but if I target off market properties in a state of disrepair then my down payment could be 0%...or I could target on market properties and use traditional financing and need 20% down.  

Development is not rocket science; you can achieve success by accessing the right resources and connecting with people who can provide the knowledge and tools you need to get there.

@Corey DuranGood insurance will provide you with more protection. 

Paint color depends on style of house. 

It’s great for getting an idea of what similar properties are going for in your area.Zillow Rental Manager: Not only can you list and manage your rental property here, but it also offers rental price estimates based on local market data.AirDNA: While primarily focused on short-term rentals, AirDNA offers data that can help you set prices for medium-term rentals by providing insights into occupancy rates and revenue projections.PriceLabs: This dynamic pricing tool adjusts rental rates based on demand, seasonality, and local events.

Is this reasonable and is it normal to have 3x the dwelling coverage of purchase price or am I being sold more policy than I need.Still waiting to hear back on a few other quotes to compare from some other providers. 

I had access to co-founders, CEO, COO, CFO, CIO, etc.But, it all depends on what your goals are.

@Deborah Wertz, depending on your price point and what you’re looking for, I have a few areas that I can recommend in Florida and can also recommend you to realtors in those areas as well to assist you with your search.

Like most everyone has said, it all depends on the property.