What is left is the maximum price you should pay for the property minus a reasonable profit and closing costs on both ends of the project.

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What other closing costs are there usually with hard money loans?

Account Closed Since this is within the close friends, no issues on any "common expenses".  

Formally, you'd use a closing agent, such as an attorney or the closing dept of a Title company. 

Rental income, closing costs, rehab costs?

I helped a client/brother use one, worked in a seller credit during the inspection period, he ended up getting paid $9,100 at closing since he was putting 0% down.

No one has ever complained because it helps them close one or two extra deals every month which ends up being a more than10x return on their investment.Tools are these funny things, try them, if they are not adding value just cancel.

Quote from @Alex Hunt: Hey David, back in January we closed a rural STR purchase in the NC mountains.

Quote from Account Closed: We highly recommend to our clients they use some form of asset protection.