Very excited about the trip.

Added to the 4 C's of borrowing (credit, capacity, collateral, & capital), commercial lending adds a fifth:  Character.As a matter of fact, I have seen loans approved by local banks where character was the only thing that mattered.So you're on the right track by thinking about how to create a relationship with that lender.  

Thanks in part to road trips being a hobby of mine, I'm at least semi-familiar with a fairly large portion of the state, though most of my knowledge is centered around the Phoenix metropolitan area.Looking forward to contributing more and making connections!

well known borrowerhe has Character the bank believes in he has Capacity the bank believes in and he has Credit that is verifiable.

Tell her she can buy a new purse or a new pair of shoes or you'll take her on a trip every time you close on a new MFR.

There was one comp in the area within 1 year and nothing else, which was tripping up all the number crunchers.

@Max TanenbaumYou're correct, but missing globes, bulbs... the thought is to make it so there's nothing to change, lose or steal, no more trips to pick up a replacement part - that's all.

The process was still long and involved multiple trips for any project that I have had to take care of.

Plus your trips would be a writeoff when legitimate maintenance and management issue need your attention!.

ps take a road trip across country and listen to 80 of the BP Podcasts.