This will invaribly be different for each rate and scenario but just a general gauge.Even though rates are in the 3's and 4's the monthly payment or what we call the "mortgage constant," on our end is higher because your payment does not consist of just interest, but interest and and 1/360th of principal on a 30 year fixed loan which is designed to amortize/payoff to $0.00 balance by year 30 or 360 months.Typically a rate around 4's will have a monthly mortgage constant of around .50% monthly (6.00% annual) or about $500 per month for every 100,000.Sometimes when the rate gets into the high 3.50% range the MC is around .45% per month ($45 per month for every 10,000 borrowed) so it doesnt vary much while at 4.50% 30 year fixed the MC monthly is around .507% or $50.70 per month for every 10,000 borrowed.I suppose all this technical speak means is that if you borrow money where the outflow out of your pocket is around 6% with interest and principal considered then you'll probably want to reinvest it somewhere else where you can get considerably higher rate of return on this cash than 6.00% atleast this is how I look at it.If you want to make 6% + 6% for cost of funds then you'll want an investment with a hurdle rate of 12.00% or higher cash on cash as an example.

I ended up just doing a "cash for keys" deal (in writing), to return half of their deposit, and call it a day.  

Then I call all the owners and ask them straight up what would you sell for.  

They can often start calling the day you fund and you can have an idea on which way your deal is going to go before the servicing ends up being transferred.  

Please call or email me if there is anything I can do for you.

I've planned to call the home cleaning service oakville and here is their pricing information http://www.sunrise-cleaning.com/fees-payments/pricing-information/.

Conventional Loans will require that NO PART of the down payment is from borrowed funds and when the find out, they will attest fraud and call the loan.

Longevity of a good tenant is the really the key to this whole thing called real estate investing (buy/hold strategy).Personally for me I've never bought anything under 100K and rents never under $1200/month to try to capture the "high" quality tenants but I still had trouble.  

I feel like real estate has been my calling for quite a while even dating back to a young age.

I called a local Realtor and made the 50min. trek to the property.