This brought me to @Zach Lemaster over at Rent to Retirement.

Folks like Jake & Gino have brought property management in house.

Just adding property characteristics of SFR 3/2 brought that number down to 677 from over 13k

One tenant's furnace went out and the HVAC guy wasn't able to come until the next day and so I brought a large space heater over for the tenant.

Both duplexes I have in Columbus came with an inherited tenant each and then my property management company brought in a section8 tenant for each property so I have two now. 

This was brought to me from an agent friend from high school and she was awesome!

Fortunately for me, the latter is the position that I had found myself in.HERE ARE THE NUMBERSI bought the building AND the fitness equipment for $150,000 ($120,000 for the building and $30,000 for the gym equipment)I used my $30,000 out of pocket capital for the down payment (plus closing costs etc.)I spent just under $200 filing an LLC with the state for the fitness center.I refinanced the property after closing for an additional $30,000 in cash to renovate the other rental spaces.The gym continues to pay for expenses even amidst COVID.The shop space is leased for a 3 year term at $700/moThe retail space will be offered for a fair market value of $1,000/moWith soon to be 3 businesses operating inside of my building, I will have not only increased the value of the property, but I will have also brought two new businesses to my local town, creating a valuable return for the local area improvement association.

@Steve Morris When I brought up these tenant issues, my attorney said "is it in the lease"....now it is.  

Your suggestions are helping my intuitions, along with other suggestions people have brought up. 

Worked with the lawyers and brought all payments current ($10k total with fees).