Also, how do you research if the property owner has a 2nd mortgage or Home Equity Line of Credit? 

My unit has all top of the line appliances etc but I am just surprised at how sluggish the rental velocity has been.

So how do I go about "soliciting" money from someone without stepping over the lines?

From a CAP perspective, it looks in line with the apartment market as a good buy. 

Keep your rents in line with market rates.  

@Carrie Hallensleben Sometimes to get around what the lender was saying, you could try accessing the line and keep it in a bank account for a few months before trying to obtain your next property.

What you could do is put your own sub-meters on the independent water lines leading in to each unit.

If I had to give you one line of advice it would be this; ALWAYS pay back your investors first, stick to your guidelines/metrics and expect the unexpected.  

I need to make my subject lines more exciting to get responses....

The funny thing is they actually get you approved for a line of credit with 0% interest for 18 months to actually pay the cost of the program.