S = SpecificM = MeasurableA = AchievableR = RelevantT = TimeSo for example, instead of saying "I want to be a Real Estate Investor" you would bring it down to the baby steps of what that means.

That's what I've been doing on my place, and in fact I'm replacing some of the old radiators too. The

"Bulk REO" AKA a unicorn, sasquatch, chupacabra, tooth fairy

Because of the Heloc I’m getting all sorts of ROI calculations from 5-25% changing vacancy, maintenance and management calls (may self manage) and don’t know if it’s worth it in a rising rate environment  especially with tighter cash flow as I have a baby coming in a few months.

Being a landlord of over 20 years and have over 100 unit gives me a little personal knowledge on the matter too. The

Awww...I love little babies at that age!

You’re exasperated too... the common enemy is the repair company.

Hello BiggerPockets Ccommunity!I have recently been submerging myself in books such as Rich Dad, Poor Dad and Brandon Turner's infamous Book on Rental Properties as well as listening to his podcasts and Grant Cardone'...

LOL Although babies are an absolute Blessing, sounds funny but children are a major expense, I would suggest figuring out your living situation and your home purchase first if you can.

Facts: we have a new baby on the way and toddler so our homes have to livable in some form or fashion on top the lender requirements.