Originally posted by Jon Holdman:Move.Jon Holdman somehow your 4 letter response carries more weight than someone else's 400 work response.Gives me an idea for a new topic...

That's worth its weight in gold.Nothin's better than a good ol' pup by your side

A lot of people are paying less taxes starting in 2018 - The reduction in tax rates for most taxpayers plus increase in child-tax credit/other dependent credit are helping people get larger refunds.

, but if rates are much higher when you go to refi, it could make refi'ing less desirable, or even impossible....Another variable to consider: values may flatten or even decrease in the foreseeable future (most markets have already seen big increases in inventory, days on market, and price reductions). 

LTV shows us the financing requirement to a particular asset, we can also apply a weighted or total amount financed to a current total asset value of a portfolio.

Once the rehab portion of the loan has been completed and tenants have been placed there is a rate reduction and you enter into a holding period. 

However under your policy you likely have responsibilities as well, such as providing a specific Proof of Loss with certain information, which any PA worth their weight would know to do within the policy timelines.

It's hard for it to evolve.I'd take much more weight in understanding your personal situation and goals, and going from there.

Many of the floor joists were cracked from the weight of everything.

CONVENTIONAL LOANVA LOANMinimum credit score620None unless lender requiresMaximum DTI ratio43%None, but 41% is standardMinimum down payment3% (20% to avoid private mortgage insurance or PMI)NoneMortgage insurancePrivate mortgage insurance (PMI) if less than 20% down1.4%-3.6% VA funding fee, depending on down payment (if making) and usage2022 loan limits$647,200 in most areas; $970,800 in high-priced areasNo limit unless borrower defaulted on or has more than one VA loan (if so, $647,200 in most areas; $970,800 in high-priced areas)Eligible propertiesYou can live in the home, or it can be an investment/rental property or second/vacation homeYou must live in the homeClosing costsGenerally 2%-5%Generally 3%-5%Refinance optionsConventional rate-and-term refinance; conventional cash-out refinanceVA Interest Rate Reduction Refinance Loan (IRRRL, also known as VA streamline refinance); VA cash-out refinanceInterest ratesCurrent conventional loan ratesCurrent VA loan rates