I would rather use the funds to setup the arbitrage unit towards a down payment on an owner occupied property or vacation rental.

However, they are willing to sell fast at $220k and take payments on their equity.

Here are some questions I have:1) Is it better to refinance or to have hard money/private lenders put a 2nd lien on the property to serve as a down payment to be able to borrow 100% of my next project?

hello there is this triplex that I’m looking to purchase and I was just wondering if there was any down payment assistance programs that is eligible for 

I negotiated seller financing for: - Purchase price: $400,000 - Monthly income: $6,000 - Interest rate: 4% The seller requests a $160,000 down payment.

Property InfoPurchase Price: $62,500Current As-Is Value: $80,000Loan Amount: $46,000Interest Rate: 5.125%Monthly Payment: $4003 bed, 1 bath800 Sq.

@Troy P.What's the interest rate on your underlying debt and does she have a down payment?

I don't mind having a slightly higher down-payment, as my primary objective would be cash flow, with appreciation as a close 2nd.

If you're consistently putting in the time & work while growing as a professional,.. this delay in payment will be temporary. 

@Nancy NevilleI have set up as you described above, but the rent payments received show up in reports as a negative amount and the expense show as a positive amount.