I am going to request a $400,000 decrease.

Some do not require escrow if the LTV is below a certain percent, maybe if you make the payments to decrease a portion or all will be returned. 

Very few investors actually realise that the "true" cash flow of a property actually decreases when a DP or equity is applied to the numbers.

Have you noticed that having a higher bedroom to bathroom ratio has seriously decreased your tenant pool and therefore potential rents?

I was wondering if FNMA REO would operate by a different set of mandates or policies that would tilt in the buyer's favor during negotiations.I noticed the seller agent listed extraordinarily high and has been steadily decreasing over the past 90 days.

For example, if your rental properties targeted the minimum wage class and as the minimum wage increases, the number of available jobs are reduced, you are going to have decreased rents and increased time to rent.

What you would be looking to decrease is your appraisal / assessment.

And having some education about what makes a good rental property and increases/decreases risk, so you can minimize your overall risk.

@Mike D'Arrigo My rent sources are as follows:Rentometer: Median for a 4 bed is 1100CL: 3 beds around the area go for 700-800.Seller's agent says this house rents between 900-1000.I went with $800 as a conservative number, but the plan here would be to start at 1000 and start slowly decreasing the rent if there's no interest at that price.

After talking with the seller last night she refuses to decrease the price at all.