., 4 bedrooms, 3 baths and sits on a golf course with beautiful views. 

Even with a large down payment (25 - 30+%, it does not seem a simple 1- or 2- bedroom condos of around 300K / 400K would not even cashflow here in San Diego.

@Spencer William Quesenberry  With little cash reserves to get started you need to be looking at creative strategies that allow you to wheel and deal with little risk and minimal out-of-pocket cash. 

Are there any creative ways to be able to get mortgage approval for additional property over time ?

They introduced me to their mentally challenged son, showed me pictures of their other "personal bay home and boat," and even showed me pictures of their friends $20 million boat with bedroom chambers for the Captain and crew...Know yo ISH!

So basically I am here in an effort to find some more ideas on creative financing, and how I can put the money we currently have saved (around 30-40k) to work for us, in an effort to get into the market.

On a different topic, I find tenants like carpet more in the bedrooms, which is less expensive too. 

So basically I am here in an effort to find some more ideas on creative financing, and how I can put the money we currently have saved (around 30-40k) to work for us, in an effort to get into the market.

His mother lives in one unit and rents out the extra bedrooms and the other unit is a 3br 1bath apt. 

Plant 51 features a modern combination of living spaces and outdoor ambiance that bring together stunning architecture and unique style. 2 bedroom , 2bathrooms . 1400 Sq Ft What made you interested in investing in this type of deal?