What I don’t understand is that there is one loan that has never had a payment made and it is finally going to court a year and a half later.

Hello fellow investors, My background is in security camera installations, and as I dove into real estate, it was an easy decision to install cameras in all of my investment properties.

The only variable is the mortgage and a $10k swing in either direction doesn't seem to move the numbers much.

I ran through the house with an inspector and a contractor to get an idea what we were in for and figured overall we needed to put about $50k into a rehab (this includes contingency $ just in case).

I have had great success with HA as an owner and a guest but  they seem to disappoint more often than not.

They also have a monthly Saturday morning coffee meet up and a Cash-Flow game meet up that meets in Yucaipa.  

Go to a used camera store and get an older Nikon D80 and a good used lens.

Because the home lacks flooring and a finished kitchen it does not qualify for a conventional loan.

It's as if they think losing money and a bit of time is the worst possible thing that can happen to you.

I'd bet by the time you pay that loan off you will not be able to get a loan at 4% anymore.If you are a prudent investor you should be able to earn more than 4% elsewhere (SP traditionally has returned 6%, and is the most passive investment you can make) and as RE investors we certainly seek returns in excess of this, so don't worry about paying down that mortgage so quickly.