Realted to what you're saying @Nina Hayden:The much hyped new BP Insights analysis dinged Plano, and TX in general for worst performing rent growth."...Florida dominated the top performers, Texas represents 40% of the most troubled markets from a rent price perspective."

I’ve had a few discussions and have been told Wisconsin is one of the worst States for rentals.Appreciate your time and feedback!

Worst thing to do is a analysis paralysis and ultimately do nothing.

What’s your worst case scenario?

However if Seattle is a "10" on the relative scale of worse-ness then the next worst is maybe a "5".   

3) Should I bite the bullet and put up a 6' fence to avoid any issue (don't have funds for this expense)4) Should I call my insurance guy or would that be the worst thing to do?

This matters because with the FHA loan I'd be looking to get a 3/2 and rent out both of the rooms, but worst case scenario, I want to still be able to afford the house if I can't get the rooms rented out.  

Regardless what happens I already learned a lot but worst case scenario we make a good chunk of change worst case we rent it out and do a cash out refinance or what ever and do it again.

Worst case, it gets outlawed in a town AFTER you’ve bought a place there & now you have to sell at a HUGE loss bc there’s no buyer demand once STR use is banned!

To me I'd look for both or I would just use my cash elsewhere or worst case have it sitting in overnight treasuries or some such to get some yield while maintaining optionality.