I have yet to see a loan with low down in these situations unless ridiculous rate/points are used to essentially make up the down payment gap.They're portfolio products and legit but like you said it depends on what term, interest, and points someone is willing to pay (ARMs).

These products offer low down payments- it is an inexpensive way to home-ownership. 

The 10 year maturity date is where the HELOC will modify into a different product all together.

Use private market flood insurance, not the FEMA product. 

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/Alerts can be really helpful too: http://www.biggerpockets.com/alerts

Here are some pics of the finished product. 

For "formally assuming the loan, its a matter of the loan product and the underlying risks. 

The prepayment penalties have been determined in such a way that, whatever you do, you end up paying a double digit interest rate over the original lifetime of the loan.Just the fact that companies would sell such a complex product under false pretences and not explaining to people how these exotic products really work tells me all that you need to know. 

This will depend significantly on the quality of product you are trying to put out. 

The public store footprint doesn't go away it just changes with the technology.Commercial real estate will always be around.The only retailers in trouble are those who didn't make the changes early and now how extra space they do not need with more of their sales going online.Best Buy is one of those retailers.Many myself included walk into the store just to look around and then see online if we can locate the product for a cheaper price.