They look like a good option if I can't find another property.

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The other option would be to purchase a property with some value add, spend the year rehabbing the property and then refinance out into a long term loan after the work is completed and rates have fallen.

There are not many multi-family options available in my local area, and the ones that are available are overpriced or the current rent rolls are extremely below market average($200-$400 per unit).

If that option is not available then I will look at shorter terms.

thats always an option..

It would be best to consult with a mortgage lender or financial advisor to explore your options and determine the best course of action.

That seems to be the only option due to his lack of on the books experience. 

Real estate is best option around to make great returns, both short and long term.

I would be able to come up with this smaller sum amount, since I have been saving.Now, my father is the money man and could potentially help but even 100k-144k is a big amount of money, ALSO he just got his first house back in June 2023, which can impact pre-approvals, so what are my options here?