But when I tally it all up between monthly fees, renewals, and marketing/placement fees it's still quite a big nut to cover.What are your thoughts and also, what kind of rates/fees would you consider "good" for something of this size that has 100% occupancy and minimal deferred maintenance?

I have looked up rental rates and found a good price point to offer the 2 rooms, especially since they are varying in size.

I would say that a duplex is probably more valuable than a SFR of the same size.

what size properties.

My advice would be to call banks local to the property...start with small banks and work your way up to mid-sized banks...and tell them you are looking to refinance a property. 

The size deductible also has an impact on your monthly premium. 

Multiple emails between me and the senior planner asking what siding they would like me to use detailed all the way down to the size, style, and type of wood.

On the north side of town, you'll see a lot of metro east people building 500k houses on the north side of town that end up being the size of mansions and then just making the 35 minute commute to St.

Your agent should also be able to get recent rental comps for the size/area.

I have purchased many smaller multi-family properties in the past between 3-5 units, but nothing near this size for which I have outside management.