and it should let you select the name of the person you want to mention.

They all expressed willingness to sign a contract.

Fill out the doc and meet seller at a bank to sign and notary.

Some counties take months to record others take hours so based on your scenario the day the title was signed over to you is what I would use. 

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In my experience, foreclosures have a "sign-in" sheet that shows who entered the home and when.

Once you select one, speak with the loan officer and get him the documents he needs to do the pre-approval.

Your seller should have signed an Owners Affidavit at closing certifying no knowledge of any violations or of anything that could potentially become a lien.

The system was showing signs of age.

At the next lease signing you may want to consider doing things differently.