I have an apartment overseas that I rent.   

Coliving is basically when you rent out individual rooms in a nice home. 

There are a few options for that -- a duplex, in which you live in one side and rent the other long-term.

I was wondering if I can use my RRSP to give to the rent to own? 

She has one source of income and it doesn't even come close to covering the monthly rent, let alone the utilities or anything else (which are provided by the tenant).

HOWEVER, my question is: given our goals/strategy, when analyzing returns for potential deals on the single-family rentals, along with a relatively low cash-on-cash return of roughly 1-2% should we allow ourselves to consider/count on 1) modest appreciation growth of only 3% year over year, 2) expense increases mirroring the current CPI of 3.5% and 3) low rental upside of only 1% (or even 0% given current market conditions).For example, if a deal gives a TOTAL return of roughly 15% year over year for 10 years but only starts out at about 1% cash flow via long-term rents, is this a good idea?

I've also increased total rents by ~14%.

If your goal is for active gains (w2 income and biz income) to be offset by the losses generated from your property, you need to do 100 hours material participation on the short term rental, and it must qualify as a short term rental by being rented out for 7 days or less.

You also get the stability of two rents coming in for one property.

If over a year, and especially during a renewal, they have additional protections. ”getting out of the real estate business” in 1482 would mean moving into the property yourself, or renting it to an immediate if family member.