I DO understand the 'personal side' of my regular income vs debt..... but not the rental business side.Let's say I had a building worth 100K, with a 75K loan, 16.5K of income, 8,25K of Operating Expenses, 5K of Debt Service for a Cash Flow of about 3.25K a year.How does a lender look at that?

One idea is that you can form a Skype group with others by networking and having regularly scheduled chats.

Since I can't qualify with my regular income, will my investment property allow my to get another?

The Lender (Mortgagee) in the deal is who will produce the paperwork.

He said that the value of the property went down and that if it was to be sold at today's value, the income from the tenat would cover all expenses and produce a postive cash flow of approximately $200 per month.

In that space Red-1 digital cameras, high end DSLRs and GoPro cameras are giving producers flexibility they never had.

I have worked with her and she works with several investors on regularly.

No regular insurance company sells flood insurance, nor do the cover any damage from "flooding".

To me at the end of the day it's still a 2 unit that will produce $250/door/month in cash flow.Deals are drying up in my area so even these ones are becoming hard to find!

I would think you could find a duplex/tri/quad that would produce more cash flow for the same or similar investment.