If repaired well with permits closed out and all, an old fire shouldn't affect your insurance or financing options. 

I would love to learn about all options that are appropriate for BRRRR

The city's strong rental market driven by a growing population ensures a steady income stream and with affordability as well as a median home price below the national average, Cleveland stands out as an attractive option for those seeking a promising return.

I also welcome perspectives on utilizing a HELOC, other financing options, or keeping my primary mortgage-free.

Unreal, so im looking for other options

I’ve typed in terms/Keywords like, “Investor purchasing ability”, “Purchasing power of real estate investors' ' or “Property buying strategy for real estate investors”.

In California, diverse housing options are encouraged, including Accessory Dwelling Units (ADUs), reflecting a broader trend toward inclusivity.

I have equity in both of my properties that I can leverage against if necessary, but I'm wondering how I would go about finding private lenders to discuss options.

So, any personal injury lawsuits will be covered by either option above, but the owner will be ultimately liable.Here's another real-life example: tenant hires personal injury attorney (+95% of tenants don't have funds to hire an attorney any other way) because the front steps handrail, that passed city inspection, failed to support them when they slipped and fell.

  =)better option is to call a couple lenders directly, tell them you're not ready to have your credit pulled yet, but you want to discuss potential options based on estimates of your credit score, income, etc.you'll get better / richer info this way.