The Five C's of Credit: https://www.score.org/sewisconsin/resource/eguide/five-cs-creditSo important for just about everything you do in Life.

Before buying, do an analysis of the market that lets you in on its dynamics, link the type of property that matches your set goals and is in line with the risk you can take, survey the possible financial options open for borrowing money, and finally analyze the cash flow of this business before engaging professionals in managing this apartment complex.Conduct thorough checks on possible properties, covering in-person checks, money checks, checking leases, comparing market prices, checking rents, assessing the condition of the property, and looking over legal contracts.

I'm leaning towards Philadelphia because I personally find the area more interesting, and it seems like a more international city. 

Hiring counsel will give you the confidence and piece of mind to focus on your very demanding everyday life while you disentangle yourself from this woman.I'm a bit confused about her status. 

Do you have any equity in your personal residence?

Also, bear in mind that I have no idea about your personal situations and objectives and I don't like giving cookie-cutter advice to people.

the book in the bp bookstore. i did the rookie boot camp 2y ago that i imagine this book is kind of based around, and one of the first steps was picking your strategy. the tough part is: THEY ALL WORK. but they all require different skill sets, different amounts of time, and will create a different-looking life for you once the ball is rolling. you have to lay out what skills you have, what you do and don't like doing, how much time you have, and what your vision is for your investor-life 5y down the line, and choose the strategy that aligns best with those things. 

If you look, there are better optionsIm happy to share more of my personal investing experiences here in Memphis!

@Timothy Eaton I have created an initial application that has basic information on it like name of all tenants applying, address, make and model of any vehicles, previous landlords, personal references, and I ask what types of debt they currently have and any pets.

Personally, I don't consume my cashflow so I have had reserves when I needed them.