They aren't allowed to profit from interest on the balance, for example, and they have to periodically audit the account, and refund you any surplus.

Found a food own today had “meat” on the bone and found out from realtor that in the “hidden” notes only he could see that were taking competitive offers over a certain time period.

It's a little more work to list out your CapEx expenses over a specified time period, but it may save you a serious headache in the future. 

@Gary Libero unfortunately you will have trouble tapping that equity for a period of time.

There is a reason you have an inspection period/ due diligence period it's to figure all these things out.

Any heloc lenders you recommend that offer 10 year draw period and no annual fees?

Certain states the owners have a redemption period to buy the property back. 

I think you'll be able to make that 24 month live in period easily.  

@Isoke CraigBeside purchase price, there are other factors that make for a strong offer: Type of financing - convention or cash are better for a seller than FHA and VAEarnest Money - consider higher than 1% of purchase priceOption fee- higher the better - more incentive for the seller if you back outShort option period - I win offers with 3-5 days to inspectPurchase the title policyThe list goes on. 

Always have an inspection period in the contract.