After overcoming the huge obstacle that cross border investing has in terms of being double taxed, I've had a great experience virtually investing in US real estate. 

If you are risk adverse real estate, (especially out of state) is not for you.

External factors often affect the economy, such as the terrorist attacks of 9/11 adversely affecting our economy or even natural disasters.

There's usually some limiting belief or circumstance that they believe they can't overcome.

If the seller and/or wholesaler and/or real estate agent doesn't disclose a material fact that could have an adverse effect on buyer, that's very unethical and wrong. 

Originally posted by @Bobby Larsen:It's true, you can partner with a group or individual on anything to overcome a shortfall but you must also be able to bring something to the table besides time and effort or else you're just "entrepreneurially" making yourself an employee. 

By taking advantage of these options, individuals can find ways to overcome the high costs associated with buying a home in California and still remain competitive in the market.

How do I overcome this and keep growing?

Would going directly to hospitals or agencies work to overcome HOA rental restrictions of a minimum of six months?

I learned to work with what I did have to overcome what I didn't have.My experience has been that doing the "elevator talk" is essential.